Citizens Bank Business Capital Portfolio Management Team Lead in Boston, Massachusetts

Description

Working in a team environment, this individual will oversee a team ofportfolio managers who are responsible for Asset Based Loans, that analyze, structure, underwrite and present credit recommendations on loan requests and/or modifications.This leader will work directly with the Division Head, Originators, and Credit Risk Management to evaluate credit opportunities, manage underwriting workflows, maintain portfolio quality and ensure credit process efficiencies.Manages a team of Portfolio Managers and Credit Analysts including those managing straightforward up to the most complex credits with the most complex corporate organization structures, documentation and/or collateral structures, including those with large exposures.Assures that all PMs are trained and kept up to date on CFG credit policy as well as credit issues affecting the general economy.Actively ensures compliance with federal regulations and CFG policies.Actively involved in assessing, developing and implementing credit and compliance policies.Designs and monitors internal systems to assure that all assigned work and ongoing monitoring is completed on a timely basis and in a manner that complies with all CFG internal policies.Prioritizes work that is assigned to the group, assure that work is appropriately distributed among the team members and is responsible for objective quality control of groups analytical and reporting work product to include accurate application of credit, risk, and other policies and practices required to effectively manage risk exposure and loss to the Bank.Provides excellent client service and client-centric thought leadership and ideas that generate deal opportunities and yield significant fee/interest income.Coach, manage and mentor all colleagues through day to day oversight, targeted development plans and cross functional training.The position will include travel primarily for prospect/client meetings and site inspections.

Qualifications

10+ years experience of understanding and applying credit policy and credit monitoring and risk administration practices10 years of demonstrated success in ABL lending, people management, Retail ABL transactions, and managing structured situations, including through bankruptcies is required.This position must be based in Boston, MAExhibits strong level of knowledge of commercial sales, commercial products, credit, risk, and administration practices and processes;Skilled at maintaining good communication across business unit and broader organization;Skilled at developing and implementing both strategic and tactical solutions and systems in support of portfolio administration and business unit goals and objectives;Comprehensive verbal and written communication skills, able to multi task and function under pressure to meet deadlines, strong organizational skills, customer service, developed influencing and negotiation skills, experience in managing the day to day and annual performance and developmental activities for direct and in-direct reports from entry to expert level PMs.Word, Excel, Power Point, spread sheet modeling, and presentation development and delivery skills.Advanced knowledge of different financial modeling systems and ability to coach others on use of internal systems that may include RARCR, ORA, FACT, and MFA.Hours and Work ScheduleHours per Week: 40Work Schedule: Monday - Friday