TEC Staffing Services, LLC VP Commercial Loan Officer (DOE) in Pittsfield, Massachusetts
VP Commercial Loan Officer Job Available in Berkshire County Salary: \$100k - \$140k Schedule: 8:30a - 4:30p JOB SUMMARY TEC is recruiting for a Berkshire County Bank to find a VP of Commercial Lending. This position reports to the SVP Commercial Lending Manager. The VP Commercial Loan Officer is responsible for originating, managing and supervising a portfolio of commercial real estate and non-real estate lending, with an overall objective of maintaining and increasing its asset quality; to develop new and maintain existing business relationships. ESSENTIAL FUNCTIONS - Analyze credit applications, financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. - Interviews applicants for commercial loans and recommends approval within the established bank policies. - Manages, supervises, and grows portfolios. Develops and maintains existing customer base and builds customer satisfaction and confidence in the Bank. - Make recommendations on new and renewal loans for amounts above lending limit. - Packages loans and recommends loan terms and conditions. - Manages large or complex commercial loans as needed, and counsels loan customers on loan management and beneficial financial strategies. - Directs and implements business development activities, such as customer calls on prospects. - Maintains and enhances information based on local and national economics, as well as other concerns that would impact the financial institution\'s lending activities. OTHER FUNCTIONS - Makes recommendations to management on product improvements or changes. - Oversees and recommends upgrades and improvements to financial institution policies and procedures. Ensures that any changes are implemented. - Participates as a member of various Bank committees as assigned. - Represents the Bank and provide leadership in key community activities and committees. Participate in professional associations; attend conventions, conferences and seminars - Performs related duties as assigned. SKILLS, KNOWLEDGE AND ABILITIES - Bachelor\'s degree in Business, Finance, or related field and/or 10 years\' experience in commercial lending or similar financial institution. - Extensive knowledge of financial institution policies and procedures. - Excellent communication, management, analytical and interpersonal skills - Proven organizational and public relations skills.